Germany and Quebec are developing their cooperation in the area of social security


© iStockphoto.de, source bmas.de

The new agreement replaces a former one from 1987 and contains adjustments deemed necessary in order to comply with the relevant treaty between Germany and Canada. Furthermore, the now concluded agreement includes the statutory accident insurance in the agreement’s material scope.

Hereby, the double burden that employers might bear for this insurance segment (since only they pay the contribution) can be avoided. Expatriate employees are now subject only to one party’s regulation, normally that of their country of origin.

Besides, in the future, all expatriates are entitled to receiving temporary benefits from the accident insurance according to the host country's statutes. For certain employees, this agreement on accident insurance procedure means an easier and quicker handling without any advance payment on their part. For the responsible agencies of the statutory accident insurance, the temporary benefit regulation results in cheaper tariffs.

The new agreement provides for the full payment of pensions (principle of benefit export). The completion of the qualifying period (minimum period) for both German and Québec pensions as a condition of a pension may be met by aggregating the cumulated insurance periods in Germany and Quebec.

Source: www.bmas.de